Louisiana Hurricane Claims Attorney
Since Hurricanes Katrina and Rita made landfall in Louisiana in 2005, homeowners insurers have denied thousands of Louisiana homeowners’ claims. As we recover from Hurricane Ida, we expect thousands of more homeowners to experience the same struggle. Fill out our form to get a no cost review of your insurance policy.
Every year, from May to November, residents along the Gulf Coast keep a close eye on the weather reports, waiting to see where the next big storm will head. Louisiana is no stranger to hurricanes and the devastation they cause. Louisiana is often a target for some of the worst tropical systems, which bring high winds and flooding that take lives and cause billions of dollars in property damage.
Common Damage Caused by Louisiana Hurricanes
From a tropical depression, to a hurricane, every storm leaves destruction in its path. The more wind and rain, of course, the more massive damage there will be. The sheer volume of property damage claims that insurance companies get after a storm is overwhelming.
There are many different types of damage reported after a storm. Some are easy to see:
- Downed trees and power lines
- Damaged roads and bridges
- Broken windows
- Flooded homes
- Water-damaged personal belongings
- Wrecked vehicles and boats
Other damages aren’t always so obvious, such as:
- Bacteria and mold
- Lack of utilities (water, gas, electricity, phone)
- Water contamination (sewage, gas, oil, etc.)
In the aftermath of a hurricane, cleanup often takes months, sometimes even years. Insurance companies often make this even more of a challenge by unfairly delaying, underpaying or outright denying claims.
No matter what type of damage you’ve suffered from a hurricane, it’s often necessary to have an experienced insurance dispute attorney fight for your right to fair compensation. Drake Williams can help.
Help Getting The Claim You Deserve
Get the Claim You Deserve with Drake Williams Law Firm
Generally speaking, a standard homeowners policy covers hurricane damage. However, in Louisiana, a standard policy will not cover flooding — from a hurricane or any other source. A separate policy must be purchased that covers flood and storm surge damage.
If you do not have flood insurance but suffer flood damage from a hurricane, you may be eligible for federal funding. This is only available if the President declares it a national disaster area.
It’s important to review your hurricane insurance policy every year before the season begins. In high-risk states, including Louisiana, insurance companies began implementing a “hurricane deductible,” which becomes in effect when a storm develops into a Category 1 hurricane.
Our team would be happy to review your policy to help you determine what damage the insurance company will pay for and what is not covered under your policy. Complete the form on this page and attach your policy. We will contact you within 24 hours.
